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Credit Builder Loan

Get started on your financial wellness journey with a credit builder loan. The SAIL Loans credit builder loan is an installment loan that delivers what you need today and what you need tomorrow! We offer online services, financial literacy tools, and excellent customer support along the way.

Apply for extra funds up to $4,000* and start building your credit history and savings today!

Get Cash, Build Credit & Grow Savings!


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How It Works

SAIL Loans makes it possible to get funded for a credit builder loan, build credit history, and build savings in just 3 easy steps.

Step 1: Apply Now

Complete the loan application and get approved for up to $4,000* within minutes of submitting your information.

Step 2: Get Funded

Your money will be deposited directly into your bank account and the customer savings component will be established so you can monitor it through our customer portal.

Step 3: Receive Your Savings

Once you’ve paid your loan off in full, you will have built credit history and will receive full access to your customer savings component within 15 business days.


Credit Builder Loan

SAIL is the perfect option when you’re in need of extra funds and want to get ahead on building your credit history and savings. It only takes a few minutes to get started!

green-checkmark5-(2).png GET FUNDED THE SAME DAY

green-checkmark5-(2).png BUILD CREDIT HISTORY

green-checkmark5-(1).png BUILD SAVINGS

green-checkmark5-(3).png SAIL INTO FINANCIAL WELLNESS

SAIL Customer Reviews

"By far the best experience I have ever had when looking for a loan. Prices and payments are very reasonable. I will definitely be back if I need help in the future and it's all because of SAIL Loans." Deidra E.
“Customer service was very professional and did not take long at all. On my second loan and will be back if need be.”  Marquisha Q.
"My experience with Marquita Estes is a friendly one thank you for your service would definitely recommend to friends and family." Carlos R.
"They are very professional and have great customer service! I’ll be coming back whenever I need quick funds!" DJ


Feasting on a Budget: Affordable Meal Side Dishes That Will Surely Impress Your Guests
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Feasting on a Budget: Affordable Meal Side Dishes That Will Surely Impress Your Guests

Nothing is better than enjoying a warm home-cooked meal surrounded by family and friends on those special holidays. With a little creativity and some smart shopping, you can prepare a delicious meal without breaking the bank. Let's explore a few budget-friendly recipes that will go easy on the wallet, while ensuring your guests will be impressed.