Illinois no & bad credit installment loans.

Savings and Installment Loan

Get started on your financial wellness journey with a bad credit loan and savings account. We offer online
and in-store services, financial literacy tools, and excellent customer support along the way.
Apply for extra funds up to $4,000 and start building your savings today!

GET STARTED HOW IT WORKS

LOANS & SAVINGS UP TO $4,000

APPLY NOW

How It Works

SAIL Loans makes it possible to build savings and get funded for an installment loan in just 3 easy steps.

Step 1: Apply Now

Complete the installment loan application and get approved for up to $4,000 within minutes of submitting your information.

Step 2: Get Funded

Your money will be deposited directly into your bank account and the rest will be placed into a secure account which you can monitor through our customer portal.

Step 3: Receive Your Savings

Once you’ve paid your loan off in full, you will receive full access to your funds.

Savings and Installment Loan

SAIL is the perfect option when you’re in need of extra funds and want to get ahead on building your savings. It only takes a few minutes to get started!

GET FUNDED THE SAME DAY

BUILD SAVINGS

SAIL INTO FINANCIAL WELLNESS

SAIL Customer Reviews

"By far the best experience I have ever had when looking for a loan. Prices and payments are very reasonable. I will definitely be back if I need help in the future and it's all because of SAIL Loans." Deidra E.

“Customer service was very professional and did not take long at all. On my second loan and will be back if need be.” Marquisha Q.

"My experience with Marquita Estes is a friendly one thank you for your service would definitely recommend to friends and family." Carlos R.

"They are very professional and have great customer service! I’ll be coming back whenever I need quick funds!" DJ

Blogs

8Sep

Saving vs. Checking? Which one is the best fit for you?

Having a savings or checking bank account is crucial today due to the convenience, security, and financial management tools they offer. These accounts provide a safe place to store your money, minimizing the risk of loss or theft. Additionally, they allow for easy and efficient transferable services, such as electronic payments and debit card usage.

25Aug

Tips for Securing an Affordable Apartment in Your Dream Location

Dream of finding independence from your roommates, living on your own, or renting your dream apartment? It is important to know how to effectively save for an affordable apartment. Covering these expenses requires an understanding of budgeting that can lead you to financial freedom.

8Aug

Cutting Energy Costs: Tips for Saving on Air Conditioning and Utilities in the Summer

As the summer heat continues, finding ways to save on energy costs is becoming increasingly important. With air conditioners working hard to keep your home cool, it is essential to consider how you can not only reduce your energy bill but also assist in the maintenance of a healthy environment.

8Aug

Save Big on Back-to-School Shopping: A Guide to Budget-Friendly School Shopping

Pencils break, backpacks are worn out, and your child has grown out of the gym shoes you bought them not even a year ago. The time has come for back-to-school shopping! While this is an exciting time for your kids, it can be a period of financial stress for you. Saving money on school supplies is possible, and there are many things you can do to prepare your kid for the school year without breaking the BANK in the process.

4Aug

Helping Illinois Families Afford Back-to-School Essentials

“I remember how important it was when I was a child to make sure we didn’t miss a single item on our back-to-school shopping list,” recalls Kevin Donahue, senior district manager for lender SAIL Loans.

24Jul

Banks vs. Online Lenders— How do they compare?

Taking out a personal loan from a bank versus an online lender can be a difficult decision. It is not that one is better than the other. One may just be more suited to you. Choosing the right lender is tough, especially for someone new to banking and borrowing.